Insurance Plan Years

Health Insurance
     January 1 - December 31

• Transfer period is October 15 to November 15.
• Employees can transfer between plans, but can not add dependents.
• Deductibles start over every January 1.

Dental or Dental/Vision Plan
     January 1 - December 31

• Annual enrollment period October 15 to November 15.
• Employees can enroll in or drop coverage, or switch between plans
• Employees who enroll in coverage will have a reduction in benefits for the 1st year in the plan.

Flexible Spending Accounts
     June 1 - May 31
 

Voluntary Insurances...................................July 1 - June 30

Pre-Tax Family Health Insurance Premiums..........December 1 - November 30